Digital Payment
Institution 2BI
The company 2BI is officially registered as a Digital Payment Institution, which means we enable users to securely connect with their banks and perform everyday payments more easily — all through the Digital Kiosk app.
Our goal is to provide everyone in Montenegro with faster, simpler, and more secure personal finance management, without visiting counters, paperwork, or complications.
What does this mean
Fast,
paperless,
no waiting
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Everything is done digitally. You do everything yourself.
And we provide a secure connection between you, your bank, and the services you want to pay for.
Why is Digital Kiosk reliable?
We operate under a license from the Central Bank of Montenegro
Your data is always protected
You decide which bank you connect and what you approve
Payments are confirmed exclusively through your bank
We share your data only if you explicitly allow it
Your security comes first.
Documents
Digital kiosk with a digital payment institution module has been available to users since April 9, 2026, and the services have officially been launched.
At this stage, the services are available to clients of CKB, NLB, Erste, and Hipotekarna Banka, with plans to expand to other banks on the market.
Here you can download all important information, terms, fees, and documents related to using Digital Kiosk and the services of the 2BI Digital Payment Institution.
- General Terms of Use of the Digital Kiosk application — Download PDF
- General Terms of Business of the 2BI Digital Payment Institution — Download PDF
- Personal Data Protection Policy — Download PDF
- Fee overview for individuals and legal entities — Download PDF
- Timeline and tariff plan of 2BI — Download PDF
Customer support and complaint submission process — Download PDF
